You may notice my progress bar for my overdraft, which was £1700 has now been completed.
I have just ploughed all my money into my bank account and left it there. When we get paid we transfer a set amount into our bills account. This pays the mortgage, food, fuel and all the bills which we have on direct debit. We also have a loan which we got to do up the house.
After everything has been paid, there is not an awful lot left. I do manage to put a little bit away into my car fund and my Christmas fund.
My bank charges me a pound a day to be overdrawn upto £2000 and £2 a day over that. I was sick of paying their fees every month and have now paid off the overdraft. Yipppeeee.
On the downside, this means I have absolutely NO MONEY, nil, zilch, nothing in my bank account.
There's hardly enough left in the joint account either. We may have to decide between fuel or food this month. We have to have the fuel to drive to work. There is no hope of public transport where we live. I have some supplies in the freezer and some cupboard staples but it will be tight.
I have about 2 days of diesel in my car and estimate I will need £80 for fuel until payday again in 24 days. Big man probably the same. That's £160. That will leave us with about £50 for food. I do have a gift card for something I returned at Asda for £14. That will do for milk and eggs.
I am stalking past my sealed pot like a hungry lioness.
I read a very good menu plan from Scarlet over at
The other stuff http://stillgoingstrong1981.blogspot.co.uk/
I am going to try to make more vegetarian meals for us both. Some pasta for lunches
and veggie curries and chilli for dinner.
Will keep you updated, any frugal recipes, please send my way.