Our big fat debt.

Dear reader,

Firstly and most importantly a huge welcome to two new followers. I have a problem seeing who is new as my followers list doesn't seem to be in order but I know one is Judy Y from Australia because she told me.

Yesterday I told you about my new challenge PADing. It has become addictive! I love it!
It's the Payment A Day challenge from MSE. Brilliant.

Many of you also do some challenges with not buying any C**p for Christmas being a popular one and also the brilliant sealed pot challenge from our own SFT which you can read about here
SFT sealed pot challenge

We are getting quite excited about the amount we have put in the tin. I say we as Big Man has participated too. He likes saving money too and he is in charge of meter readings, compost bin, outdoor work (lawn mowing, bins or anything smelly or heavy!)

I have been really brave today and added a new progress bar (see the very scary number above right)
I have been writing this blog for a while now but have never really told you how much money we owe. While it is big, I can tell you it's not there by us being frivolous. We both have old cars, we don't go out, we don't buy new clothes, we don't go mad at all.
We have however spent this money on doing up home. Dragging it screaming and kicking from 1968 (we know that the last time it was decorated as we found the newspaper wall lining) into 2013.
We scraped the 4 layers of wallpaper off the walls ourselves and Big man did all the painting and decorating, skirting boards and all the other thing he could do himself.

We couldn't do the electrics, the new boiler, the new windows, the floor, the bathroom, the driveway, the wood burner or the plastering and this cost us over £30,800. Aaaaaggggghhhhh.

We are down to £27,196 from March which is not much but we have also bought a new car, £4,500(yes the one that has just cost me £1400) and a wardrobe £800.

Some of the money we owe is attracting interest so obviously we are attacking that first. The rest is on interest free credit card which will have to be paid off by the end of the term.

So, that us. That's what we owe and we both want rid ASAP. I will update the bar every time we pay off more money. Usually monthly as that's when we get paid.

On another depressing note. The garage rang last Thursday. The cars ready and all done. I paid, they drove it back to my house for me as I was at work.
Saturday morning, to the shops.........it won't start! Not happy. Garage closed until Monday morning when we will be having a discussion.

The sun is shining here in Bucks. Still no heating in here. Rushing out now to hang some washing on the rather damp still line.

Much love. X